Got ICICI Bank’s EPM – AMA!

General Discussion/Conversation

I just received the Emerald Private Metal Credit Card from ICICI Bank through my RM (Relationship Manager) — so I thought I’d do an AMA for anyone curious about eligibility, benefits, or the process.

A quick snapshot of my profile:

  • ICICI customer since 2017
  • Maintain a high Net Relationship Value (NRV) with the bank (savings, FDs, mutual funds, etc.)
  • Have 1 existing car loan with ICICI
  • Got the card via direct offer from my RM
  • Ask me anything! If you’re considering this card or wondering how to get ICICI’s attention for premium offerings happy to share insights and personal experience!

https://preview.redd.it/mmz9w899jobf1.jpg?width=747&format=pjpg&auto=webp&s=762f2e51ab085159294d5752e68d1242f90b2807

https://preview.redd.it/nro7d1w9jobf1.jpg?width=985&format=pjpg&auto=webp&s=ec3171c3c542ab1cabd8a7cefc0df65228f36adc

Posted Jul 8, 2025, 4:46 PM UTC

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