Do you consider yourself financially literate?

I'm 21 well turning 22 tmrw but I've been wondering do you think your financially literate? I know I might not be one to talk since i'm still young and also I grew up in a well rounded area that is considered to be financially strong but curious to know how you guys were taught money or how to keep track / grow it at least

I know some people use apps like rocket money, monarch, etc I personally use walletwize since it has a more minimal clean UI makes me feel less anxious

Curious to know what everyone does or how you learned