Financial plan review and advice

My current SIPs are Parag Parikh Flexicap Fund: 39000 MO midcap 150 Index Fund: 20000 Tata Small Cap Fund: 16000 Kotak Arbitrage Fund: 50000 Goldbees: 10-15k

Kotak Arbitrage I will stop when i reach 7L-8L, keeping it for emergencies/honeymoon/wedding help out, and invest its sip into equity funds above after. Investment horizon for equity: Long(10-15 years atleast). Risk for equity: moderate to high

I have 55-60k each in 4 liquid funds as well, invested in AMC app directly and tested out insta redeem for all ( PP, SBI, Nippon, DSP). This is for pure emergency along with Credit cards(total limit 5-6L)

Current corpus including everything: around 15L.

At the end of the month whatever extra cash i can save i put it in goldbees and ppdaaf in amc app(not sure about this if i should continue putting extra cash here or no)

I am planning to get TATA AIA sampoorna raksha promise term insurance plan for 1.5Cr sometime this month. Fully vanilly plan with waiver of premium rider. Initial quoted price the agent gave is 46k/year for 12 years payment. I didnt have time to change premium paying term and check, so i will ofc have it changed to till policy mature when I buy it. Planning to take it till 65 years of age so policy paying term also becomes 40 years and yearly premium will come down. Parents will be nominees. Can i add my wife as additional nominee after marriage?

Will get another max life term insurance similar 1.5 Cr purely vanilla plan in next upcoming few months. Will lock it down before 2025 ends and keep parents as nominees. Same, can I add my wife as nominee after marriage?

I also get 1.8Cr term insurance from the company I work at from digit insurance provider. Parents nominees

Health insurance I need ADVICE. I do have corporate health insurance provided of 15L from new india assurance. I recently underwent a surgery where I utilized this insurance. I found the procedure smooth, should I get another personal health insurance from here only?

PPF: I recently opened my ppf account in salary account bank, i dont have a plan here as such, but just wanted to start the 15 year timer, will put whatever i can spare on top of the minimal 500Rs per year

Currently I am a 25 years old guy, I make around 3L/m post tax. Will get married in next 1.5-2 years

After I get married to my fiancee, planning to get another term insurance 1 for her and 1 for me. Nominees for hers will be me and her parents. Nominees for mine will be her and my parents.

I think I covered everything to safeguard me and my family. I wish to ask the community if this plan seems alright. Should I consider adding/substituting something or continue as is with the plan?