r/Fire•
u_temp_fire_guy

Am I ready ? 45 M

Advice Request

I am a long time lurker ; going anon for this post.

45 M / Single / US MCOL

Net Worth : 2.3 M - 500K 401K ; 300K HYSA ; 1.2 M Brokerage ; 300K in Crypto + Cash etc.

Inheritance Expected : 400K (Not included in above calc)

I dont own a home as i felt it wasnt for me and got used to renting; May be it was a bad decision

Current Annual Expenses : 80 K ; 26K for Rent which will increase

If i assume another 45 Years of life ; I am at 30X ; Is it safe

Posted Jul 9, 2025, 11:10 PM UTC

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