Super fund vs ETF's vs Loan redraw

Investing

Looking for some advise whether to keep putting money into my loan redraw, invest in an Etf like Vanguard or contribute into super.

About me;

I'm 25 and have been running my plumbing business for 2 years. I profit 110k both years (will hopefully increase this year), I have a loan on an investment house that is sitting around 310k with weekly rent income of $365. The house is worth around 400k. I also have a 5 acre block of land which the loan is sitting at 200k which includes 60k of redraw. The block is worth around 450-500k. It has nothing on it currently but am in the process of putting a shed with a 1 bed dwelling. I still live with my parents and only have 30k of super as i don't currently contribute.

My concerns about super is the government having so much control of how it can be used.

Thanks

Posted Jul 17, 2025, 8:32 AM UTC

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