ETF plan for older person, low income

I am in my 50s and low income due to a disability. I will be needing passive income and have some savings. I know nothing about ETF's, probably should not take risks, but interest in banks is horrendous. I bank hopped a couple of times but it is difficult. I was thinking of putting most of my savings in a lower risk, high dividend ETF. I was thinking about ZEB, ZWB, or ZGRO. Was looking for opinions....or suggestions.

Thank you