Card Recommendation Request - Add/Replace/Churn

Hi All,

Made some changes to my card setup from about a year ago with recommendations from you guys!

I want to see if there is anything recommended to either supplement the current setup or replace some cards outright. (Might start getting into the churning game once I fall back under 5/24, so any large SUB will help as well)

CREDIT PROFILE

• Current credit cards you are the primary account holder of:
• Apple $3,500 limit, 10/2020
• Capital One Savor $14,000 limit, 08/2023
• Citi Custom Cash $4,000 limit, 11/2023
• Chase Sapphire Preferred $24,000 limit, 07/20224
• Capital One Venture X $15,000 limit, 12/2024
• Chase Prime Visa $18,000 limit, 12/2024
• Discover It $0 limit (closed), 07/2019
• FICO scores with source: Experian (Vantage 3.0) 736, TransUnion (FICO 8) 683
• Oldest credit card account age: 6 years
• Cards approved in the past 6 months: 0 cards in the past 6 months
• Cards approved in the past 12 months: 3 cards in the past 12 months
• Cards approved in the past 24 months: 6 cards in the past 24 months
• Annual income $: 140,000

CATEGORIES

• OK with category-specific cards?: Yes

• OK with rotating category cards?: Yes

• Estimate average monthly spend in the categories below.

  • Dining $: 1000
  • Groceries $: 500 (Publix, Walmart, Aldi, Target, Trader Joe's, etc.)
  • Gas $: 250 (ExxonMobil, Wawa)
  • Travel $: 650 (Annual/12)
  • Using abroad?: N/A
  • Other categories or stores: General Shopping (Target, TJX Companies, Walmart)
  • Other spend: N/A
  • Pay rent by card? Yes, amount and fee: 2,200 with a 0% fee (Bilt)

MEMBERSHIPS & SUBSCRIPTIONS

• Amazon Prime member: Yes

• Costco or Sam's Club member: Both

• Big bank customer: Chase, Truist, Alliant, Fairwinds

• Open to business cards: Maybe

PURPOSE

• Purpose of next card: Travel Rewards or Cash Back
• Travel rewards preferences: N/A
• Cards being considered: Citi Strata Premier, Amex Gold, Amex BCP, WF Bilt, C1 Venture