Transfer or Tough Out Depression at My Current College?

I feel like I’ve fucked my life up. Sorry for the language. I’m at my second college(Economics major) as a rising junior and regret not transferring sooner. I’ve had the desire to transfer since my second semester of freshman year concluded but I wasn’t able due to not convincing my parents that I wouldn’t “carry my problems with me”. My current college is small/ medium and is considered a “commuter school” if you can call it that.

I’ve been involved in every aspect at my current school, including; joining clubs, an intramural sport and trying a frat. It’s very difficult to know what you want in a college when you haven’t experienced the “ideal” college. My current school is a D3 school so I find myself extremely bored on the weekend or oftentimes going home every other weekend or mid week, given my schedule – (most students do this). I’m worried that if I transfer miles and miles away I'll instantly regret it and not have the comfort of coming home. 

I don’t want to have any regrets as you only live “once” or experience college “once”. My main reasons for transferring are a bigger school, social scene, and weather. Weather is a huge factor for me, especially living in the northeast. I lived in Australia for 15 years of my life and the winters don’t become less easy here. The deadline to confirm my enrolment is slowly approaching. If I transfer to the school I was accepted to in the south I will most likely have to take an extra year or semester. So, I don’t really know what to do. I don’t entirely enjoy college and all the aspects as well as the stress of exam weeks. I feel trapped at my current school with no way out.

I did not like the D1 school in my state for various reasons.  My gpa took a turn my sophomore year so this was the only decently ranked school that I could get into. So I feel like I’ve fucked everything up. My gpa is below a 3.0 — I’ve been slowly getting it back up. I ended with a 3.9 at my first college(spent 1 sem there) after transferring to my current college. I really just don’t know what to do to be honest. I can’t transfer to a school in a neighboring state because most of them have a 3.0 min gpa requirement. I was not a bad student in high school and wish that I did not struggle so much mentally during my second year. I tried prozac for a couple weeks but I didn’t notice a difference. 

***I have to basically choose between being mentally depressed for my remaining 2 years and potentially dropping out at my current school or transfer in hopes of finishing my college education with pride and no regret. Thankfully my parents are paying for my college tuition, etc but I can’t help but think of the price — my parents are supportive of my new college and they can “afford it” given my brother goes to an ivy league school but I just can’t stop thinking about the cost. My in-state tuition/room&board is already $32k/yr and this school is close to double.

Heck, I don’t even know if I fully enjoy my major if I can barely get by with a C in two different accounting courses. I don’t mind going to a school predominantly conservative unless people are overly pretentious about their political affiliation. I also have to take a plane to and from and carry all my things with me, including dorm stuff. I’m not a huge fan of flying. Plus the nearest airport is 2 hours away so I really just don’t know how to decide! At least one of the positives of transferring again is that my gpa resets so I can start a clean slate. What should I do?

My post is not meant to come across as entitled – I am extremely thankful for my parents.

Sorry for such a long post – thank you if you read this far.