Trying to organize my money using digital banks - need advice!

Hi! I'm just starting to learn how to manage my money better. I want to use digital banks to divide my salary into different purposes like long-term savings, emergency fund, short-term goals (like gadgets), and daily spending.

Right now, I’m considering SeaBank and Maya, but I’m not sure which one fits which category. I’ve seen people use Tonik, CIMB, GoTyme, etc., but I don’t really know how to assign each one.

Would appreciate any advice! Which:

• Digibank is best for long-term savings?
• Is good for emergency fund?
• For short-term saving?
• Ideal for daily spending (like load, fare, food)?

I’m not aiming for anything fancy, just want to start organizing my money better. Any tips or feedback would really help. Thank you!