Assigned, not sold.

Collections & Charge Offs

I got served on Wednesday. In the state of Texas and I plan on filing my answer tomorrow but not sure what to write. I’m not trying to deny the debt but I also want the opportunity to defend myself pro se and possibly request to dismiss if the plaintiff doesn’t show. The debt is also assigned not sold but I never received notice prior to being served. I tried to use chat gpt since I can’t afford a lawyer. Is this good?

  1. I did not receive any written notice or prior communication before being served with this lawsuit. I respectfully reserve the right to request verification, supporting documentation, and to assert all defenses permitted under Texas or federal law.

  2. I respectfully request that the Court grant me additional time to work toward a resolution.

  3. This Answer is submitted in good faith and without waiver of any legal rights or defenses.

Posted Jul 29, 2025, 6:29 AM UTC

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