Advance repayment of loan?

Hello po, I want to ask your opinion. I never avail loans but last year nagkaroon po kami ng family emergency and i had no other choice but to avail the personal loan of unionbank. Also nag avail din po ako. easy cash from my CC.

This year medyo nakarecover na po kami and now im grateful to God na meron na po akong little savings ulit and mayroon narin po pambayad sa loan and sa easy cash.

Is there a way for me to pay in advance the loans and the easy cash? Medyo stressful po kasi ako nakikita yung bank statements. Also, baka magamit ko lang din po sa ibang bagay yung pera.

Ano po advantage and disadvantage of doing such po. Maraming salamat.