Filing because what kind of life is this

Hi! Iowan here... Im a 31yo stay at home Mom and we have 4 kids. My partner is filing for bankruptcy throuh Upsolve, because I looked into it and it seems to be the only way we will ever stop living paycheck to paycheck. (Barely making it) It was supposed to take 3 hours and it took 12 lmao false advertisement? 😂 jk $25,000 in credit card debt(thanks to the economy and needing a lawn mower and emergency surgery for our dog) and he makes almost $100,000 a year. I realize that we are more well off than alot of people right now but with that debt we are struggling to make it to his next pay day. While yes, we are fed, our groceries are sparse and we dont buy any fruits or fresh veggies because well, having them spoil in a day after purchasing isn't in the budget.
We pay every single bill on time with the occasional "oopsy" 😂 but never have missed payments of any sort.
We are trying for chapter 7. It would be life changing. 😭🙏 We might finally be able to go on vacation for the first time since becoming parents 12 years ago. Our kids are dying to see the ocean. We would be able to buy enough groceries each payday(every 2 weeks) without wonder if it will put us into our overdraft line of credit. We would be able to save for once in our adult lives. Im homeschooling(long story) and I would be able to afford a curriculum for them and supplies they need for us to thrive on this journey.

The problem is Im scared... I'm scared he makes too much even for a family of 6 in Iowa and despite learning its okay to stop paying credit cards if filing, it feels so wrong. It would be heartbreaking if this doesnt go through... we would be so screwed...

Im also nervous because he got 10k back in his tax refund in February and its gone. In the blink of an eye. Yes we might, especially me, have a spending problem but it was so nice to finally spend money o groceries without hesitation. To temporarily splurge on the kids. We didn't buy anything crazy we didn't do anything extraordinary but it was gone fast. Worried they will think we are absolutely stupid and be like HA, FAT CHANCE! Idk. Guess im looking for thoughts? Reassurance? Criticism?

Sorry this is all over the place!