9800X3D vs 9950X3D for 90% gaming 10% productivity?

I mostly game on my PC but I also do, rarely, heavy productivity. It mostly comes down to 4k video rendering with Premiere Pro.

If money is not an object then the 9950X3D is basically better, but I play a lot of heavily modded old games (Skyrim) and I'm afraid the windows scheduler or something won't assign to it the proper 3D vCores leading to worse performance over the cheaper 9800X3D. There is also cooling as I'm going for a mff build, but my AIO is a 360 so I should be fine.

What do you think?