Timeline from forgiveness to refund

Hello everyone!

I wanted to give a timeline around this nightmare. Really grateful this is the end of the road for me. This group has been immensely helpful in answering questions and making me feel less alone. Thank you!!!! ✨

Final ECF submitted 1/30/25 (118/119 Payments)

Two month IBR processing forbearance credited: 5/2025

Green Banners: 5/8/25

Golden Letter: 7/9/25

Mohela zeroed out: 7/10/25

FSA zeroed: 7/17/25

Refund: 8/4/25 (I didn't request it-the refund was added to my Mohela account shortly after the debt cleared)

I know there are still a ton of people waiting. Don't give up! There is light in all of this.