How do you usually compare loan options in Europe?

I'm based in Europe and recently started looking into small personal loans, but it’s honestly tough to compare offers from different lenders. Every bank seems to present things differently, some list APR, others only show monthly funds, and it’s easy to miss the fees buried in the fine print.

I found a site that pulls together different lenders in one place, so you can compare loan options side by side, things like interest rate, term, and fees. It doesn’t push any particular provider, which I liked. Helped me get a clearer sense of what’s actually out there before applying anywhere.

Just wondering how others go about shopping for loans in Europe, do you go directly to banks, use comparison sites, or something else entirely?