Reddit Student Bank Account Offer Guide 2025 | AKA The Student Bankedex
We like bank switch bribes on r/beermoneyuk. But if you are a student, you don't even need to switch your account to get a handsome bribe for opening bank accoiunts. Students can currently get £285 cash, £25 cashback, £120+ JustEat vouchers, £90 Deliveroo vouchers, a Railcard, and a Tastecard for opening Student Bank accounts with four highstreet banks.
You will need your UCAS code to access these offers.
As for "can I get both Halifax and Lloyds" or "can I get both from NatWest and RBS" - I've no idea. Let us know!
Remember: It's not a heist if they are giving it away
Current Student Bank Account Offers (Max £400 to be made)
| Bank | Account | Bonus | Comment |
|---|---|---|---|
| Halifax or Lloyds | Student Account | £100 cash + £90 Deliveroo Vouchers | |
| Nationwide | FlexStudent | £100 cash + £120 JustEat Vouchers + £20 refer a friend bonus | |
| NatWest or RBS | NatWest Student | £85 + four-year Tastecard | |
| Santander | Edge Student | Free four-year rail card | Up to £25 Extra cash via Topcashback |
Detailed offer information
Whilst we do our best to make sure things are correct, sometimes errors do slip through. Always do your own research.
General requirements for Student Bank account offers:
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You usually must be 17+ and have been living in the UK for at least 3 years for a student banks account.
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Usually need to be a full time undergraduate student (on at least a 2-year course at a UK university/college) or you completing a full time postgraduate or nursing course lasting a year or more.
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You can usually apply within 6 months of your course start date.
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You may be required to confirm you're a student with your UCAS code.
Halifax Student Account and Lloyds Student Account
💰 Current offer: £100 cash & £90 Deliveroo Vouchers
🌐 Direct link to Halifax offer | Direct link to Lloyds offer
📅 Offer end date: None at the moment, can be withdrawn at any time.
Requirements:
➕ Open a Student Current account, and
➕ Pay in £500 by 31/10/2025
Reward payable by:
➕ £100 cash: wsometime in November.
➕ £90 Deliveroo Vouchers: get £15 each month you make 20 transactions between November and April!
Available to existing customers: Yes, but not if you have had a Halifax or Lloyds Student/Graduate account since 01/08/2020
Nationwide FlexStudent
💰 Current offer: £100 cash & £120 JustEat Vouchers + £20 Additional refer a friend offer!
💰 Additional £20 JustEat via refer a friend: You can get an extra £20 in Just Eat vouchers if you a referred to a Nationwide FlexStudent account. Both you and your friend will get £20 in vouchers. You need to have a FlexStudent account to refer friends.
📅 Offer end date: None at the moment, can be withdrawn at any time.
Requirements:
➕ Open a Nationwide Flex Student account, and
➕ Pay in £500 by 12/12/2025
Reward payable by:
➕ £100 cash: within 14 days of you qualifying for the offer.
➕ £120 JustEat Vouchers: within 14 days of you qualifying for the offer, but paid at £10/month. Check emails!
Available to existing customers: Yes, as long as you have not had a FlexStudent offer before.
NatWest Student Account and RBS Student Account
💰 Current offer: £85 cash & 4-year Tastacard
📅 Offer end date: None at the moment, can be withdrawn at any time.
Requirements:
➕ Open a Natwest Student account (either a new account, or convert your existing current account)
Reward payable by:
➕ £100 cash: within 10 days of you qualifying (opening the account)
➕ Tastecard: within 5 days of you qualifying. Check emails!
Available to existing customers: Yes, as long as you have not had a Student offer reward since 1st July 2021.
Santander
💰 Current offer: 4-year rail card
💰 Extra £25: You can get an extra £25 by signing up to Santander via Topcashback. If you don't have a Topcashback account, you can sign up here:
📅 Offer end date: None at the moment, can be withdrawn at any time.
Requirements:
➕ Open an Santander Edge Student account (either a new account, or transfer your existing current account)
Reward payable by:
➕ Railcard: within 5 days of account opening.
Available to existing customers: Yes, but must convert account to Student.
Posted Aug 5, 2025, 12:06 PM UTC