Law conversion degree?

Hoping this is the right place to ask about this. I currently study English at St Andrews university, although I've always wanted to study law (dont ask why i didnt do it in the first place i beat myself up enough about not, i dont know what i was thinking). After going down a late night rabbit hole around postgrad conversions I found myself just more confused. Hence why I suppose I'm raising this here. I apologise in advance for the long winded post which I hope can be made sense of.

How would I go about being able to study law after finishing my English degree? Funding is confusing and I'm assuming I'd have to take time out to save up to afford tuition fees, accomodation, stuff like that.

My understanding is that I could do an accelerated LLM, then DPLP followed by a training contract. (Please correct me if this is wrong).

I suppose another question I have is would it be worth it? Would I be starting too late? I'd be 22 by the time I finish my undergrad English degree (I'm currently 20), plus 2 years for the accelerated LLM, I'd be 24 (assuming I take no time out to save money for it) plus 1 year for the DPLP and two years for a training contract... I'd be nearing 28

Another kind of panic would be funding, by the end of my undergrad degree I'll already be in around £40,000 of student loan debt due to requiring the maximum student loan and all I can think is that that figure would skyrocket if I was to do what I've wanted for a long time