Financial health check before applying for home loan

So, cut to the chase, I’ve been on the lookout for a property that best meets my families needs, as our current one is not fit for purpose. I’ve found a place that ticks all the boxes and fortunately is pretty comparable in cost to what we would expect to sell our current home for.

It’s been quite a while since we took out a home loan, so I’m wondering what factors were the strongest considerations made by your bank when you took out a loan. Was it your income? Spending? Credit? Did the fact you had dependents play a part?

The nuts and bolts: Household total income: $240k Equity in current home: $390k ($110k usable) Two children under 5, two adults, two extremely belligerent cats that pay no rent. We’re not at all big spenders - very frugal, no expensive habits or hobbies, don’t drink, etc. However my one atrocious vice is getting Ubereats delivered (before you start, anything you have to say about that habit I have heard it all before, mostly from my wife).