Is a VPN Worth It for Basic Home Internet Use

I recently spent a few weeks overseas and got a VPN to use while I was away. It’s been a long time since I looked into VPNs probably over ten years back when I was still using BitTorrent a lot

I was honestly surprised at how cheap and stable VPNs have become so now I’m wondering do I even need one

At home our internet use is pretty basic no torrenting just work stuff Netflix paying bills that kind of thing. Most of the reasons I see people using VPNs are to get around government restrictions or for torrenting

Is there something I’m missing Are there other reasons to use a VPN that might actually benefit someone like me