Financial hold

I didn't apply for FAFSA last year. Yes. I'm an idiot. I was on suspension fall 24 and bounced back spring 25 but forget to apply fdor aid because of the grind. But now I can't register for fall 25 because of the hold. I've called and I don't have any bureaucratic options from GMU and FAFSA. I'm scared of loans. Feels like I'll ending up selling my soul and never getting out of it. Do you guys know of any other options resources I could look into? I can't afford to miss another semester.