TCM went out yesterday and since the warranty ended, is it worth fixing or just getting a new car?

I drive a 2014 automatic focus, 62k miles.

My TCM went out yesterday on my way home from work & since the warranty is no more, I have to pay out of pocket. I really can’t afford $4-5000 right now so I’m wondering if it would be better long term to just trade it in or finance the repairs somehow :/ just frustrating because I’ve had the car for 2 years, bought it at 49k miles. Thought I’d get more use out of it. And since the trans is notoriously bad I’m afraid I’ll run into the same problem again