BPI CC UNPAID Minimum

Hello po!

I received an email from BPI po stating I have to settle the minimum balance before the next statement date otherwise it will be transferred to SSG for collection.

Ano po consequence nito, if ever? Di ko po kasi kaya bayaran yung minimum due kaya half lang po binayad ko. And this was the first time po na hindi ako nakapagbayad ng MAD na buo.