[QC] Looking for a Bank or Fintech Offering Interest on Chequing Accounts

Banking

Hi,

As the title suggests, I'm looking for a bank or fintech that offers interest on chequing account balances, without requiring the funds to be moved to a savings account. Since EQ Bank for Business isn’t available in Quebec, I’m exploring other options.

This account wouldn’t be used for holding large balances long-term, just in the $30K–$50K range while bills are waiting to be paid inside a 30-day period.

I tried using Float, but found that its system creates a lot of extra work for limited benefit. Since I’m using QuickBooks Easy Start, I can't export the bills I'm paying thought Float unless I upgrade to a more expensive QBO plan. As a result, I have to duplicate all the work in both Float and QuickBooks, which isn’t really worth the interest I make overall.

If anyone has recommendations or ideas, I’d really appreciate it. Thanks!

Posted Aug 8, 2025, 9:10 PM UTC

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