Anyone used GAIA?

I’m currently trying to decide is GAIA financing is worth it and potentially switching clinics to use it. My current clinic doesn’t allowed financing and everything is out of pocket - we have not started a cycle yet (husband just had aspiration and it was frozen). I’m not attached to my current clinic in any way, the staff are actually pretty rude so I’m ok with switching.

Trying to make my dreams a reality and I think GAIA sounds worth it - but I don’t want to get scammed. The plan we are interested in is pricey, but we wouldn’t have to come up with $20,000 right now. I’ve been waiting 5 years to start this process and eager to start. I don’t want my emotional state to make a bad decision but I do feel this may be the quickest way to a baby.

You can select plans based on how many times you’d like to try and the cheapest is 1 try but we are considering doing the unlimited one so we don’t have to worry about the first cycle working. Idk, it’s so much to consider and it would be nice to hear from people who used this service - or one like it and your experience. TIA