Advice on MA programs: NYU, SVA, & Pratt

I’ll be applying to NYU, SVA, and Pratt next Fall, and I’d be so grateful for any information that alums might have on the programs. I have my eyes set on NYU, but the tuition is crazy and I’ve heard that they don’t offer great scholarships or financing options — is this correct? On the other hand, I know SVA is much more generous with merit scholarships, but heard it’s more art practice than therapy practice/clinical/academic, which puts me off a little bit. All this information is what I’ve gathered from alums I know personally, but I’d love to hear more opinions! Pratt I know the least about. I did my BFA (fine arts) in New York some years back, and would love to expand my (more limited) knowledge on the therapy/psychology aspect.

Any advice you have on financing (which is my biggest concern) would be so appreciated!