Disability Tax Credit & Mortgage Renewal — Any Special Rates or Benefits?
Hi everyone,
I have an approved Disability Tax Credit (DTC) in Canada and my mortgage renewal is coming up soon. I was wondering if there are any discounts, special mortgage rates, or other financial perks available for people with a DTC when renewing a mortgage?
I know the DTC mainly helps with taxes, but I wasn’t sure if banks, credit unions, or government programs offer any additional benefits—either directly or indirectly—when it comes to mortgage rates or fees.
If anyone has gone through this or knows about specific lenders/programs that offer something like this, I’d love to hear your experience.
Thanks in advance!
Posted Aug 14, 2025, 12:32 AM UTC
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