Information on insurance for EV Charger

Moving to a townhome with a garage. The electrical panel is in the garage so I wanted to get a level 2 charger installed. Landlord mentioned that it would require me to have insurance for it. I assume in case of fire. I’m not sure if the HOA requires it or something. But couldn’t find much information on getting it. Would renters insurance be ok? Or would it need a specific rider?

Located in Chicago, IL for context.