YA 90s book: girl gets a Hummer H1 at the end (from her dad) mom died in car accident

I remember a book I read about a young girl who was not allowed to learn to drive. Her mother died in a car accident, her father was a workaholic (maybe a doctor?) and did not want his daughter to drive for fear of losing her. Eventually he agreed to let her learn and hired a private driving instructor. The instructor (a woman) was portrayed as mean and would yell at the girl if she was even an inch or two off center when parking or driving. At the end of the book, the father bought his daughter a Hummer H1 and that was why the instructor was so strict about being perfectly centered in parking spaces. I can’t remember if this was a YA romance, or just a coming of age type of book and I thought it was a Sarah Dessen but after spending some time searching, I don’t think it is.