Question, is there a reason to get private health care. If I get free health care through Medicaid?
Okay so there’s a program HIPP it can vary by name and some states don’t have it. What it does is it covers all of the premiums that the employee sponsored health insurance has, you just need to have a disability along with Medicaid.
But do I really need to do that if I’m getting Medicaid already as it is and I’m gonna be insured that I’ll keep it even with a high paying job? Because there’s a program called Working Disabled Medicaid Buy-In outside of paying maybe 300$ a month. I will get free health care with almost no limits.
The only thing I be interested with my employer, would be the dental and eye care insurance. I just don’t know if it’s worth the extra paperwork, and time spent dealing with the two insurances.
Posted Sep 13, 2025, 10:59 PM UTC