What’s your take on PERA?

1. Which bank did you open your PERA account in and what type of account do you have?
2. I’ve read somewhere (can’t really remember where) to wait off opening a PERA account until they start offering UITF. Is this still applicable? Are there really no PERA UITF up to now?

I’m a 30-something newbie investor who already has MP2 and HYSA accounts. My goal is for capital growth and to have something set aside for my eventual retirement.