Are Prebuilt PCs Finally Worth It in 2025?

With GPU prices having mostly stabilized and many brands offering prebuilt systems with decent cooling and cable management, are prebuilts finally a good value in 2025?
In the past, most enthusiasts considered building their own PC the obvious choice for performance per dollar, but prebuilts now seem to have competitive pricing, better warranty coverage, and fewer junk components than they used to.
Would you still recommend building your own rig today, or has the gap narrowed enough that prebuilts make sense for most people?