Confused at 22: Should I take self-financing BBA at AMU or wait for CUET/NATA next year?

Hi everyone, I’m really confused and would love some advice.

I’m 22 (turning 23 next year). My academics so far:

• 10th: 89%
• 11th: 90%
• 12th: 99%

I spent the last 4 years preparing for NEET UG but couldn’t crack it. Now I have an offer for a self-financing BBA seat at AMU (₹25k/semester), which I need to confirm by Oct 5th. At the same time, I’m considering preparing for CUET UG next year (for BBA in a central university) and maybe even trying NATA (Architecture).

Some information about my strengths (Differential Aptitude Test results):

• Verbal reasoning: 47
• Abstract reasoning: 81
• Numerical ability: 40
• Mechanical reasoning: 78
• Spatial reasoning: 78
• Language spelling: 49
• Language sentence: 44

Some context about me:

• I’m introverted, enjoy working alone, and get drained in group settings.
• I’ve always been creative — painting, computer science (liked HTML in 10th, not coding now), and some design work.
• I’m looking for a career that gives financial stability in India (maybe abroad later), allows family life in my 30s, and aligns with my skills and personality.

My dilemma:

• If I take the AMU BBA seat, I won’t lose another year, but it’s costly (₹25k per semester) and I’m not sure if BBA fits me.
• If I wait for CUET/NATA, I’ll be 23 starting college, and NATA + Architecture takes 5 years (I’d graduate around 29).

Has anyone been in a similar situation? What would you do — secure the AMU BBA seat now as a backup, or skip it and prepare for CUET/NATA next year?

Any insights would mean a lot 🙏