Whats your starting 11 worth before the first WL?

So my starting 11 right now is worth around 325k, with Musiala being my most expensive Player. I bought him with coins. My untradeable most expensive Players are Rüdiger and Kimmich from Rivals Rewards. I am in Div 3 in Rivals, unlocked all objectives from all cups except the tournament winners cup and spent 2000 of my 4000 FC Points (got nothing good from there).

I face Teams that are literally worth millions on a daily Basis, with all 4 big Barca Ladies, Dembele, VvD, etc. That got me wondering: how are your Teams looking? I like the slower Powercurve, but I feel like there are still people either spending insane amounts of money or being insanely lucky.