YouTube's putting ads on my live stream even though I have ads turned off, but these ads are different, what's going on here?

All right so I turned monetization on and then mineral ads are supposed to be inserted manually by me only

So when somebody clicks on the live stream to watch it it plays an advertisement and they're not supposed to see any more advertisements after that but during the live stream it's still putting ads on the video but these are not the regular ads it doesn't disrupt the video it pretty much makes the live chat unavailable and people can't type in the live chat for like 30 seconds as it's playing the new type of ad, I decided to go ahead and turn monetization on during the same live stream and then they started getting ads that were actually disrupting the entire video so I don't know what YouTube is doing here but my question is if I turn those monetizations off and they're playing those new type of ads that take over the live chat only are they paying me for that because they're not supposed to be putting ads on the video during the stream and they are

So what's going on here?