Please suggest which to Keep & Close?
Hello Fam,
Please help me assist in keeping non-overlapping Credit cards. I'll be super grateful to you all.
My CIBIL is 778
Age : 35
Salaried & Salary approx ₹1.3L
Top 5 Monthly Expenses : ~ ₹10k Groceries from either Reliance Point/Dmart or Local Retail
~ ₹5-10k/month or rarely >₹20k once a quarter from Flipkart or Amazon
Looking for mostly non Amazon or Flipkart payment PoS payments. Otherwise, mostly for UPI or Other e-com Merchant like Cred.
Lounge access : I have Indusland Tiger and Rupay Select by StableMoney Suryoday.
My Credit card stack :
- HDFC Money Back+ CC Master Card
- ICICI AmazonPay VISA (for Az purchase)
- SBMBank Niyo Visa Platinum (for 0 forex)
- SBM Bank Onecard CC Visa signature (for easy subscription manage)
- HDFC Bank Tata NeuCard+ Rupay Plantium
- Airtel Axis Bank CC Masters (for Airtel cashback)
- Indusland Tiger CC Visa Signature (for free lounge access)
- Kotak 811 Credit card Visa Platinum
- Suryoday StableMoney Rupay Select Credit Card
- Flipkart Axis Bank Credit Card VISA
- ICICI Coral Credit Card Rupay
- Super Rupay credit card
Kindly suggest which card to close and why?
Also recommend any card for PoS and non-popular E-comm purchase.
Tons of thanks 😊😊
Posted Oct 3, 2025, 5:11 PM UTC
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