Seeking advice/direction for savings after completed consumer proposal

Hello!

Hoping to get some direction for optimal savings to ensure that I am not missing out on potential opportunities knowing that I do not have any immediate need for my current savings.

I paid off my consumer proposal in Jan 2025 and it will remain on my report until Dec 2026 (6 years from filing date). Covid times really set me back and I am fortunate to have moved on from that part of my life. I state this seeing how I am not considering home ownership in the near future.

Current situation :

39, single, no kids (Ontario)

Monthly obligations : $2300/mth (rent, car insurance, phone, internet, food)

Income : (2 jobs) net $4800/mth

Main job is stable 65k gross and 2nd job is reselling with consistent returns

My vehicle is paid off and reliable

Current state :

RRSP (6% plus employer 50% match) : $11,000

ESPP (9% plus 3% taxable employer match) : $12,500

FHSA : $16,000 CASH.TO (deposited $100 last year and $15,900 this year)

Chequing : $2500

Savings : $6500

I currently do not hold any debt, and building my credit with the following active credit cards :

RBC cashback : $500 limit

Capital One : $1050 limit

Capital One : $5000 limit

Understanding that I will receive a tax refund based on FHSA and RRSP deposits, would love to hear on where to allocate that and my monthly savings knowing that I wouldn't need to touch it for a few years at least.

Thank you!