freedom finance loans reviews reddit

has anyone here actually dealt with freedom finance loans before? I keep seeing their ads pop up everywhere lately and honestly it’s starting to feel like they’re following me around the internet.

I was looking into personal loan options last month because I’ve got a mix of high interest credit card debt that I really want to consolidate. nothing crazy, just stuff that’s been slowly piling up since 2020. I filled out a quick form on their site just to check my options and ever since then I’ve been getting calls and emails like clockwork.

the weird part is the reviews online are all over the place. some people say they had a great experience and got approved super fast, others say they were hit with surprise fees or got spammed by third parties after applying. that’s what’s making me hesitate. I don’t want to accidentally sign up for something shady just because the interest rate looks good on paper.

if anyone here has used freedom finance loans, can you share how it went? did they actually follow through on what they advertised, or did it turn into a headache? I’d really appreciate some honest experiences before I even think about calling them back.