BDO BNPL + Installment

I’ll avail BDO’s BNPL and checking with the store, they have fee for installment. 3months lang 6% na and 15% for 12months.

Magwork ba if ipacharge ko straight for BNPL then itawag ko na lang kay BDO if pwede na 0% installment for 12months?

Magcall ako tom, just checking if may nakaranas na po. Thank you!