Monzo Referral Offer Megathread - New Customers: Instant £10 - £50 Sign Up Bonus | Existing Customers: Instant £5 - £20 Investing Bonus

Mega-Thread

Monzo is a fully licensed and regulated (FSCS protected) bank that allows you to open and manage a UK bank account using their mobile app. You get a bank card, and can track all of your spending using their app. It also has fee-free spending abroad

They are offering new and existing customers a bonus (£15 is you are new, £5 if you already have an account).

  • New customers: Get £10 - £50 instantly for opening a Monzo current account when you make a card payment of any amount. Plus you can also get £5 - £20 instantly for investing £1 in Monzo Investments.
  • Existing customers: Get £5 - £20 instantly when you invest £1 in Monzo Investments.

The two part offer..

Part 1 - New Customer Current Account Offer

The best option is for those wanting to sign up for a business account for a guaranteed £50. But if you just want a personal account, then you get a random bonus of £10, £20, or £50 - justhope for the best! Both you and the person who posted the link will also get a bonus when you sign up and make a small purchase. Once you have signed up, you can then refer friends to earn a bonus each time someone signs up. Here are the steps:

  1. Click a Monzo referral link HERE or in the comments and enter your phone number on the sign up page.
  2. Download the app, sign up/verify, and apply for an account within 30 days (I went for the basic, free account).
  3. Top up your account (I topped up by £1)
  4. Make a small purchase using your Monzo card when it arrives (I topped up my Amazon account by £1, this needs to be done within 30 days)
  5. Instantly receive your bonus in your account!
  6. Post your link in a comment below and hope a kind soul uses it.

Part 2 - New Customer & Existing Customers Investing Offer

  1. Once you have claimed the current account sign up bonus, click a Monzo investing referral link HERE or in the comments.

  2. Get £5 paid instantly to your account when you invest £1.

Note: each investing referral link only works three times, then needs to be refreshed.


Mega-thread rules:

  1. Absolutely zero post style comments. Short comments only, no more than 6 lines of text. If you think anything very important is missing from the post send a DM and it can be updated
  2. No large title text, I just got new reading glasses. Bold, italics, all okay.
  3. Only comment your link once (more than once will incur a ban).
  4. No funny business!
  5. Comments breaking these rules will be removed, with no notification given.

For anyone interested, here are the full account opening terms and conditions and the investing offer terms and conditions

Posted Oct 9, 2025, 1:48 PM UTC

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