Turning My Roth IRA into an HSA Account

For a number of reasons, my Partner and I do not qualify for a Health Savings Account (HSA). So, I decided to tun one of our Roth IRA Account’s into an HSA. Inside the Roth IRA/ HAS I only invest in high yield dividend securities, one of which is NEOS Bitcoin High Income ETF (BTCI**);** dividend yield: 26.9%.

When I retire in 1.3 years, the monthly dividend income produced by the securities in the Roth will be transferred to a checking account, out of which all of our medical expenses will be paid via Debit Card. Meanwhile the underlying securities in the Roth remain untouched and free to produce income indefinitely!