Advice ?

I’m 24 and I’ve been stuck in a cycle of spending on onlyfans and similar sites since around covid times. I’ve tried Threapy for 3 months and it was working (I think) but I ran out of free sessions. I spend on onlyfans so I can spend on Threapy right ? I will be in debt for a little if I do that though. I’ve heard it all, delete the apps, watch the free stuff. The free stuff doesn’t get me off part of it is sending the money that turns me on. It’s way too easy to redownload after deleting, just make a new account add card and done. They’ll say get a girlfriend but I just spend in secret. They say go out more instead of staying at home but I will be back home eventually and I will spend money then. It started as boredom and loneliness but it’s gotten to the point where I’m spending way more than I can afford, and now I’m close to getting into debt for the first time. I feel like I can never get ahead because all of the money is on credit card so I’d have to stop completely for 2 months to get in a good standing again. I’m not just here to vent, I really want help and to do better. I have also been thinking about church but I have never been that religious. In my 3 month free Threapy, I learned a lot about how my OCD, anxiety, and spending habits are all connected. But when my free sessions ran out, I relapsed hard. I’m trying to get back into control before things get worse. At this age I’m realizing maybe my mom leaving me when I was 4 could have an effect but I saw her every summer and we have a good relationship now, even though I still don’t see her so I don’t know. What helped you start healing instead of just quitting? Any advice or similar stories would really help right now. I’m trying to stay accountable and not hide from this anymore.