r/povertyaus•
Garkuwyn

🔥 Free $30 from uBank with 5 quick taps (referral hack) 🔥

Hey legends,

Just stumbled on an easy win and figured I’d share — uBank (the NAB‑backed online bank) is doing a referral promo A9AJLKH where:

  • New mobile sign‑ups with a referral code get $30 into their Spend account
  • You just need to do 5 card purchases in the first 30 days (I literally smashed it out at Coles (or Woollies) self‑checkout by paying in $1 chunks in one go — worked a treat âś…. To pay in chunks, make sure you select "Mixed payment" at self checkout).

👉 My referral code: A9AJLKH
👉 uBank app link: https://www.ubank.com.au/mobile-banking-app

Why it’s solid:

  • Bonus hit my account within a few days after the 5 transactions cleared
  • No annoying account fees (including 0% FX fees, which is rare)
  • Up to 4.6% p.a. savings interest if you meet conditions
  • Backed by NAB & covered by the $250K govt deposit guarantee

⚠️ Fine print:

  • New customers only (if you’ve had a uBank account in the last 12 months you’re out)
  • Needs 5 settled purchases (not pending) within 30 days
  • AUS residents only 🇦🇺

Not financial advice, just thought some people might like an easy extra $30. 🍻

Posted Oct 14, 2025, 12:45 PM UTC

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