Is it Concealed or Open Carry

Background;
I have a valid Michigan CPL.
My EDC is a S&W Shield 9mm, with a Galco IWB holster.
It rides low, (which I like), but sometimes you can see the grip poking above my waistband. Not "printed", exposed grip and back of slide.

This means this is a 75% concealed weapon, with about 25% of NOT concealed.
Is this legal to carry this way?
I have it it is NOT LEGAL since it is NOT fully conceled so it is technically NOT CONCEALED CARRY, while also not Technically OPEN CARRY.

I have the same question, different weapon.
4.5" 1911 .45 (full Size), with Open Carry OWB Holster.
With a coat or sweatshirt on, it is MOSTLY CONCEALED, but not fully.
Is this legal to carry this way?