No OTA school near me

I recently discovered occupational therapy and it’s the only career I can see myself being happy doing. Unfortunately, they just closed down the only community college near me that offers an associate to become a COTA. The only other option near me is a 50 minute commute and it’s at a regular college so it’s 50k for an associates degree. Online programs are not ideal, I’ve heard people learn a lot less that way and I’m worried it’ll be harder for me to secure a job after graduation. They’re also surprisingly expensive. If I’m making around 60k a year as a COTA with 50k in debt, that doesn’t sound like a very good idea. I am a 20-year-old CNA right now, and it’s my dream to become a COTA. If anyone has an experience that may help me or advice on which path is best please let me know!! :)