Considering debt relief programs. Are they legit? Carrying $30K+ debt in cc and want to start afresh.

Here’s all the context that might be needed:

32M, with $68K income. Debt is spread across like this:

• Card 1: $11,200 @ 22%
• Card 2: $9,400 @ 24%
• Card 3: $10,600 @ 21%

Paying $950/month in minimums. I don’t see any large loans or expenses coming up in the future. 

I feel stuck with this weight. Literally a burden of my past that hangs over me every day. It’s getting hard to dream about a future. 

I’m considering freedom debt relief, and from what I can tell it might be right for me. Are debt relief programs legit? Bankruptcy seems too extreme at this point, and I don’t qualify for consolidation programs due to low credit. 

If you’ve used a debt relief program, what happened long-term? Did it cut your balance, or just crush your credit?