I 27 F am in a situationship w 25 M Do I need to end things?

I have known this guy for like 8 months now, we didn’t date but we’re definitely not “just friends” I feel like he has feelings for me but he’s not saying anything, he’s a genuinely a good guy and the kindest person I’ve ever met, but we’re in community where saying I love means you have plans to get married soon enough and his economic situation is very unstable due to various valid reasons so I feel like that’s what’s holding him back, I noticed recently that I’m starting to catch feelings and I don’t want hurt myself. I’m divorced with no kids and he’s single (and this is kind of a no no in our culture), he clearly said that he has no issues with that but I’m literally terrified of getting my heart broken one more time, life was not kind to me and I’m afraid I’m gonna get hurt again. I want some insight and I wanna know if I’m actually gaslighting myself and maybe he’s not good for me