Best approach for paying off my loans
I graduated from a private masters nursing program in August. I have 2 grad plus loans with $56,026 (interest at 9%) and 2 unsubsidized loans with $42,929 (interest at 7%). I don’t have any other debt apart from this and I just started my job making about $50k a year. I live at home & keep my other expenses minimal. I just applied for PSLF (waiting for that to be cleared) but feel hesitant relying on that because of all the changes happening federally. What would be my best approach for tackling this debt? I’ve looked into refinancing and consolidation, but I’ve never done this before and I have no one to ask because a lot of the nurses at work say they haven’t even looked at their loans. Thank you again for all the help
Posted Oct 30, 2025, 3:56 PM UTC