Should I upgrade to LTF Rubyx (MC+Amex) from LTF Rupay Coral that I don't use?
- What are the benefits of having dual variant card, specially the Amex version?
- In the ICICI app upgrade options I see the Mastercard version of Rubyx as LTF. When I click to proceed a popup comes up where it asks me to agree also to an amex version to be able to continue. I am unsure if this amex version is also LTF or no?
- I already have other Rupay CC in my house that I use for my UPI spends so planning to upgrade even though I do not see any apparent benefits of upgrading. But I am thinking if I upgrade now, maybe in future I get sapphiro ltf offer as well. How correct is my assumption?
Posted Nov 1, 2025, 7:59 PM UTC
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