To Banks and their Credit seller In UAE

Dear Bank and all the sale representatives of Credit cards in UAE.

PLEASE TRY TO UNDERSTAND THIS FROM A CUSTOMER SIDE.

1. If you want to sell a credit a card to me, i want to know all the detail regarding it. You are catching me off guard during a mall visit and explaining me the feature of card on the walk or in chit chat is not gonna work.

2. Alway and Always carry the official bank brochure when you approach someone to sell credit card. The brochure should contain all details

Like - foriegn charges , Fees by bank and all the term and condition should be clearly mention

You are not my blood relative that i will trust your words on opening a credit line with the bank I WILL ALWAYS TRUST THE BANK OFFICIAL BROCHURE OR WEBSITE.

if you selling multiple type of card from the same bank, please carry the comparison table between those card

3. Yes lifetime Free credit cards are valued and pick by most customer but i will tell you a secret what most customer love about credit card

a) Less or No Foriegn transaction free. b) Less or No quasi transaction fee ( Charge while purchasing crypto from International crytpo exchnage). c) Brand affiliated or good pointing system cards - Noon , Etihad , adcb touchpoint. d) EMI flexibility of starting " 3 month" .

4. Never Approach a family guy in public and dont be pushy to sell the card. Just handover the brochure to them with your number or agent code written on it. if im interested , i will contact the bank to get the card and make sure you get the referral.

5. Be Honest when you sell the card, some card are only free for first year of use. but some agents hide this. if you see any young guy Explain them the consequence of Not paying the emi on time and if he lost a job, and cant pay the payment what process he need to follow with bank.