I OverDrew On A Credit?
Hey guys. I own a credit card through my bank to help with credit scores. I was close to the limit and was going to pay off a good chunk of it next paycheck in 4 days.
However I opened it today and I was overdraw by $5 in my credit card. Due to a Personal Financed Charge. (Which puzzled me as, while I looked up what this was, I’ve not had it at all. I looked back months and never have seen this before.)
Upon seeing this I paid it off to bring it back to positive, at least by $0.15 left on my credit.
I’m not sure if this will negatively affect me in anyway. Due to it being a Saturday, I can’t exactly call my bank and ask what happened. So thought I’d ask you guys if this might cause problems I need to call about on Monday, or if it should be fine as I paid it off immediately.
Posted Nov 2, 2025, 12:01 AM UTC